Get Pre-Qualified in 24 Hours
Fast, Simple, Stress-Free Home Financing with Ray Santo
🔒 100% Secure ⚡ 24-Hour Response ✔️ No Obligation
Meet Ray Santo
Your trusted mortgage advisor at CrossCountry Mortgage
Senior Loan Officer
Ray Santo brings years of experience helping families achieve their homeownership dreams. Specializing in purchase loans and refinancing, Ray is committed to making the mortgage process simple, transparent, and stress-free.
Licensed Senior Loan Officer
CrossCountry Mortgage Expert
Specialized in FHA, VA, Conventional Loans
Fast pre-qualification process
Personalized service every step
Why Choose Ray Santo?
Lightning Fast
Get pre-qualified in 24 hours or less. No waiting weeks for answers.
Competitive Rates
Access to CrossCountry Mortgage's competitive rates and loan programs.
Personal Service
Direct access to Ray throughout your entire loan process.
100% Secure
Your information is protected with bank-level security.
Clear Communication
No confusing jargon. Just clear, honest guidance every step.
Multiple Loan Types
FHA, VA, Conventional, Refinance - we've got you covered.
Get Your Pre-Qualification
Takes less than 2 minutes. Get your answer in 24 hours.
Prefer to Meet on Zoom?
Schedule a free 30-minute Zoom consultation with Ray
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© 2025 Ray Santo | CrossCountry Mortgage
Licensed Senior Loan Officer | NMLS #367025
© 2025 Ray Santo | CrossCountry Mortgage
Licensed Senior Loan Officer | NMLS #367025